Insurance industry worries about older drivers with smartphones

In any conversation about distracted driving – especially texting behind the wheel – it is almost always in the context of youthful drivers. After all, they're the ones addicted to their smartphones, right?

Not so fast. Increasingly it appears that a growing number of those heads glancing down at smartphone screens behind the wheel have gray hair. Older drivers are quickly catching up with young drivers when it comes to staying connected while driving.

And it's not just texting. A July 2013 survey by State Farm Insurance found a big jump in the percentage of drivers who own smartphones, particularly among drivers age thirty and older. At the same time the percentage of drivers who access the Internet on their phone while driving has nearly doubled over the past five years, going up from 13% in 2009 to 24% in 2013.

More hands-free talking

The survey results also showed the use of hands-free cell phones while driving has increased, while the percentage of people talking on a hand-held cell phone or texting while driving has become stagnant over the past three years.

This may be due, in part, to the growing number of new cars that have a Bluetooth connection. With this system, a driver may answer a call and carry on a conversation simply by pushing a button on the steering wheel, without removing the phone from a pocket or a purse.

While there has been research that suggests talking on a hands-free phone is also distracting, the same could be said for a driver conversing with passengers. It's all a matter of degree. But it's the growing presence of electronic gadgets among drivers that keeps insurance agents up at night.

Multiple distractions

"As smart phone ownership increases for all age groups, the safety community must ensure we are keeping pace with our understanding of the types of distractions drivers face," said Chris Mullen, Director of Technology Research at State Farm. "Much attention is paid toward reducing texting while driving, but we must also be concerned about addressing the growing use of multiple mobile web services while driving."

While 86% of drivers age 18-29 have smartphones, the new data shows 64% of drivers age 50 to 64 do as well, a 20% jump in two years. Even 39% of drivers 65 and older now have smartphones, the survey found.

Distracted driving is a major concern for the insurance industry, which profits when there are fewer accidents. But while most concede that texting while driving is very dangerous, it's less clear that simply talking and driving is.

Questioning conventional wisdom

Another study from Carnegie Mellon University and the London School of Economics and Political Science, also conducted this year, finds that talking on a phone while driving does not increase the risk of a crash.

For the study, Carnegie Mellon's Saurabh Bhargava and the London School of Economics and Political Science's Vikram S. Pathania examined calling and crash data from 2002 to 2005, a period when most cell phone carriers offered pricing plans with free calls on weekdays after 9 p.m. They compared data from mobile network operators and accident reports and found that there was no direct correlation between the number of phone calls made during a certain time period and the number of crashes during the same time.

"Using a cell phone while driving may be distracting, but it does not lead to higher crash risk in the setting we examined," said Bhargava, who is an assistant professor of social and decision sciences at CMU. "While our findings may strike many as counterintuitive, our results are precise enough to statistically call into question the effects typically found in the academic literature. Our study differs from most prior work in that it leverages a naturally occurring experiment in a real-world context."

For its part, State Farm is encouraging government agencies to continue their high profile campaign against distracted driving, which specifically targets electronic gadgets.

"State Farm continues to support a multi-pronged approach to encouraging more engaged driving," Mullen said. "Legislation, enforcement, education and technology all have a role to play in making our roads safer for all who share them."

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Source: Consumer Affairs (Huffman, 11/13)

NTSB faults parade plans in fatal train collision

WASHINGTON — An oncoming freight train sounded its warning, and track guard gates started to descend. But the crowd was cheering, a marching band was playing, the lights of a police escort were flashing and a truck driver towing a parade float of wounded veterans and their wives in Midland, Texas, advanced heedlessly into the crossing.

The train rammed the float at 62 mph, killing four veterans and injuring 11 other veterans and their wives.

The National Transportation Safety Board on Tuesday faulted parade organizers and city officials for their lack of safety planning, not the truck driver towing the float.

"This terrible collision between a fast-moving freight train and a slow-rolling parade float of veterans and their loved ones should never have occurred," said NTSB Chairman Deborah Hersman at a board meeting to conclude a yearlong investigation of the accident. "Parade and event organizers must identify and manage hazards in advance to ensure a safe outcome for participants and spectators."

Citing other fatal accidents at parades and special events in Bangor, Maine; Edmond, Okla.; and Damascus, Va., the five-member board also made a series of safety recommendations to cities and counties regarding the need for permits and safety plans.

The parade had been an annual event in Midland, a transportation and commerce hub in the West Texas oilfields, for nine years. A local charity had invited the veterans for a three-day weekend of hunting and shopping in appreciation of their service, including a parade timed to fall near Veterans Day.

Led by three police vehicles and a marching band, two floats with veterans and their spouses were en route to a banquet in their honor on Nov. 15, 2012 when the collision occurred. One float had just cleared the highway grade crossing, and a second flatbed truck was edging across the tracks when it was struck by a Union Pacific train. Several veterans and their wives managed to jump from the float before the collision.

NTSB investigators described to the board how safety precautions for the annual parade had melted away over the years.

After the first few years that the parade was held the route was changed from one that didn't cross Union Pacific's tracks to a route that did cross the tracks. For several years after the route change, parade organizers would alert the railroad to their plans and police were stationed at the highway grade crossing. But even those precautions were dropped by last year.

In the early years of the parade, organizers also obtained parade permits from the city. But last year, no permit was obtained in violation of city regulations, investigators said. Even if a permit had been issued, city regulations didn't require parade organizers to submit a safety plan, they said.

"It seems things got lax in the planning," highway safety investigator Gary Van Etten told the board. "There was no (safety) plan."

Midland officials, responding to the board's findings, said in a statement that while they've already implemented significant changes in the city's process for handling special events, they said they also realize there is more work to be done.

"The review and upcoming one-year anniversary of the accident bring back many painful emotions and memories, and our hearts continue to go out to the families who relive the accident every single day," the city's statement said. "Our hope is that those who have followed our story are still listening so that these recommendations can also help them hold safe, successful events in the future."

The railroad crossing warning system was activated the required 20 seconds before the accident, and the guardrail began to come down seven seconds after that, but the truck's driver was unaware of the danger because circumstances of the parade had created an "expectation" of safety, investigators said.

Police were stationed at intersections along the parade route and the truck driver had been allowed to proceed for 34 minutes through a series of red lights before the accident, investigators said. By the time the driver arrived at the grade crossing, he had reason to assume he could proceed through a red light there as well, they said.

"I think he was led down the primrose path, he was invited across these railroad tracks," said NTSB board member Robert Sumwalt.

The truck driver didn't recognize the warning bells that sounded as the train approached because of noise from the crowd, the marching band and motorcycles in the parade, investigators said.

The driver told investigators that he did not see the flashing lights of the grade-crossing warning system or detect the presence of the train until the float was on the tracks because he was looking at his side-view mirror to make sure float passengers weren't being jostled as he negotiated a dip in the roadway on approach to the grade crossing.

The train's engineer sounded the locomotive's horn and pulled the emergency brake seconds before the collision, but was unable to stop in time. The first truck towing a float, which was in front of the truck that was struck, was fitted with a train horn that had been sounding throughout the parade, yet another reason why the driver of the truck that was struck didn't register the danger until it was too late, investigators said.

Show of Support, the group that organized last year's parade, is holding a banquet this year, not a parade, Midland spokeswoman Sara Higgins said.

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Source: Merced Sun Star (Lowy, 11/05)